Don’t miss the Wellness Fair happening during Woodmere’s Multicultural Garden Sale on April 29th.  For more information, visit their Facebook event. The U.S. Postal Service has begun mailing ballots Wednesday, April 26, for the  May 16, 2017 Special District Election. Multnomah County voters who do not receive a ballot by Thursday, May 4 should call the county elections office at 503-988-3720. Voters can now sign up to track their ballot and get a virtual “I Voted” sticker. Text, email, or voice alerts tell voters when the county elections office has mailed ballots. Alerts indicate whether the ballot has been accepted for counting or whether it requires further action by the voter. Multnomah County voters can sign up by visiting: multco.us/elections/track-your-ballot. Happening April 28th & 29th at Woodmere Elementary.  For more information, visit their Facebook event. Our annual elections happen on May 4th!  Join us at the Brentwood-Darlington Community Center from 7:00-9:00PM for our normal meeting, with elections happening in the first hour.  

Elected positions are: Chair, Vice Chair, Treasurer, and Secretary.  Get involved and help make our neighborhood shine! Celebrate Arbor Day with Portland Parks and Recreation!  Join them for a FREE event, Saturday, April 22nd, 10:00AM-3:00PM at Mt. Scott Park. Do You Need to Buy a Life Insurance Policy for Your Child? Every parent wants the best for their children, both in the present as well as the future. On the financial front, parents go through many investment options to find the most suitable financial plan for their children. The one question that often comes up is “Should I buy life insurance for my child?” There are contrasting views on this, but the benefit of such insurance is that it covers the child for his/her entire lifetime. Buying life insurance can be intimidating, but once you get started looking into it, you’ll realize that it’s not as complex as some major purchases you might go through in your lifetime. Let’s take a look into what insurance for your child means:

● Living benefits and cash value By getting permanent life insurance for your child, you are building a tax-deferred savings vehicle that he/she can use later in life. The cash value of the policy is something that the child can borrow money against or even surrender to withdraw money at any stage in life. This becomes a dependable source when your children need funds for higher education, a wedding, or even down payment for a home—thus ensuring that they have money for any important event in life. Moreover, you can use policy loans that are tax-free. While there are surely several advantages with regard to the cash value of a life insurance policy, sometimes the policy fees have a major impact on the rate of return. Know that there are other saving avenues for a child’s college fund, so evaluate all your options carefully before investing. ● A locked-in rate for a policy Although the choices in insurance policies are many, the one advantage of buying life insurance for your child is that you get the chance to lock in an affordable rate for the entire life of that policy—and considering the escalating cost of everything in today’s time, this can be a great cost-effective advantage.

As long as you keep paying the required premium, the policy will remain valid. A major reason why parents opt to buy life insurance for their newborn children is that it guarantees insurability for the kids in the future. buy bloom fresco high chairA child who has just been born will not have a history of pre-existing medical conditions, which means that he/she can get full coverage without any exclusion. lift chairs hire melbourneThis may not be possible if the child already has an illness a few years later. chair and table rentals kitchenerBut if you purchase a life policy soon after birth, the coverage will stay for as long as the policy is in effect, even if the child develops a medical condition later in life as an adult.parson chair covers pottery barn

● Resources for funeral expenses There are different , and life insurance is the one that gives a payout in case of permanent disability or death. While this is not something any parent would like to think about, there are costs involved in funeral rites and end-of-life expenses. buy wheelchair perth waNot every family can afford such sudden fund requirements, and child life insurance can come handy. tiffany chairs for sale in manilaOf course, there can be no price on a child’s untimely death, but having a financial resource like this can let parents take time off to grieve and manage bills during a difficult time.high seat chairs doncaster On the other hand, an insurance policy is primarily meant to replace the salary of a working adult. folding chairs for rent in maryland

Since a child has no income, many people are of the view that getting . This debate shall perhaps always continue, and the fact is that there is no “right” answer to the question of whether you should buy a child life insurance policy. wooden chair rentals lancaster paThe smartest move is to consult a knowledgeable financial advisor to weigh the and chalk out the best course of action for your child’s financial future. Sunday, April 23rd, 11:00AM-2:00PM at Learning Garden Labs. Join the Learning Garden Labs for a FREE fun, family-friendly event!  Live music, free food, garden tours, kids activities, raffle prizes, a plant sale, and more!  Your very own BDNA will be tabling at this event.  Last year’s Earth Day Festival was a ton of fun.  Don’t miss out this year!  Interested in having a table?  Contact Chanel by email.Store Locator & Opening Hours Postcode or town name (for stores in Northern Ireland enter a postcode)